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Use the following tricks to earn money in owner mode. Note: Save the game early and often. Also be patient, as this may take a while: Select a team that is championship caliber. You will make more money by hosting big games. For example, good teams like Chicago, Boston, New York, or St. Louis. You will make somewhere about $500,000 for each playoff game. Turn off injuries, suspensions, and computer trades. This makes simulating a whole season much faster. Use the money that is initially in your bank to purchase merchandise stands and concessions. The more revenue you stream in, the more chance you have to gain money in the future. Spend all your starting money (remember promotion days) quickly, as you will go into the negatives quickly. Never let your team have a losing year. That is the easiest way to get into a huge hole. In fact, make sure you go deep into the playoffs in the first few years. Keep your ticket prices at default for the unimportant games early in the season; perhaps even lower them a bit early in the season to get people through the door. In crucial September games and the playoffs, raise them to a reasonably high level. Fan satisfaction is higher then, and they are willing to pay more. After the postseason, spend all the money that you have earned on ballpark upgrades (mostly seating capacity). The more seats, the more money you will earn. Turn off fair trades. Check your rosters after the first few seasons to get rid of old overpriced players for cheap youngsters. You can even edit young 20 to 22 year olds in rosters.
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